If the Department of Labor were to ever knock on your door, we want you to be prepared! Applying the essential requirements and best practice ideas on how to safely store fiduciary documents could help to lessen the possibility of litigation.
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A clear look at 5 essential plan sponsor responsibilities to support plan oversight through market turbulence and shifting headlines. Most 401(k) fiduciary decisions don’t feel risky in the moment; they feel routine. Committees aren’t questioned because of one bad decision. More often, it’s because a consistent process wasn’t clearly demonstrated. That’s why it’s smart to regularly ask, “Can we show how that decision was made?” Scrutiny continues to
53% of plan sponsors don’t realize that they’re fiduciaries,1so it’s no surprise that expectations around that role aren’t always clear. Fiduciary responsibility isn’t about perfection. It’s about clarity, consistency, and a process you can stand behind. That’s exactly why many organizations rely on experienced advisors (like us) to help bring confidence to their process. Day-to-day priorities often center around running the business, supporting employees, and managing growth. The
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