Decades of Expertise in Benefits Solutions

We understand that your employees are your most valuable asset and your most costly asset, so we prioritize benefit solutions with this in mind. Your employees are the backbone of your business and the success of any benefit plan hinges on their engagement. Our digital-first strategy engages your employees in the benefit offerings while lowering costs, benefiting both employers and members.

Professional ​Guidance with Industry-Wide Knowledge

Our experienced team collaborates with companies across all industry sectors to craft the ideal benefits package tailored to your needs. We guide you through the enrollment process, provide ongoing advocacy using advanced technology, and ensure seamless payroll deduction integration. Our commitment to quality ensures that your members receive exceptional benefits and support.

Employee Benefits

A well-crafted benefits plan protects the plan sponsor and promotes cost efficiency for both the organization and its respective employees.

Voluntary Benefits

Add to your benefits offerings at no cost. Provide employees the opportunity for additional coverage for unexpected illnesses, accidents, and life events.

Compliance

With the heavily regulated compliance landscape, our team is well-experienced and stands ready to assist your organization with the requirements of a demanding compliance environment.

Fully Insured Plans

Fully Insured Plans provide a minimal risk option. Summit is contracted with all licensed fully insured carriers but operates independently with no contractual obligations.

Self-Funded Plans

Optimize your health care strategy with self-funded plans, leveraging our specialized guidance and dynamic reporting for cost control and risk management.

Third-Party Administrator Contracting

Summit contracts with best-of-class independently owned third-party administrators and insurance company-owned third-party administrators.

Reinsurance Contracting

Summit contracts with over 30 global re-insurers including captive reinsurance arrangements.

Pharmacy Benefit Management Contracting (PBMs)

Summit partners with multiple PBMs while promoting transparency and contractional language that protects the employer and participants.

Network Contracting

We promote and place networks including PPOs, direct provider contracting, bundled provider pricing, and reference-based pricing. We ensure employees have appropriate access to hospitals and providers with a focus on choice and pricing transparency.

HR Resources & Partners

Dedicated service professionals provide resources and partner with your team to fulfill HR and benefit needs.

Technology

Leverage advanced technology to streamline your benefits administration and enhance member engagement. Our solutions ensure efficient management and seamless integration with your existing systems.

Bundled Provider Pricing

Optimize healthcare costs with bundled provider pricing, offering comprehensive care packages at predictable rates. We help you secure cost-effective solutions without compromising on quality.

Direct Provider Contracting

Enhance your healthcare strategy with direct provider contracting, ensuring direct access to high-quality care. We facilitate agreements that prioritize choice and pricing transparency for your members.

HR Consulting

Our dedicated HR consulting team partners with you to address your human resources and benefits needs. We provide professional guidance and resources to support your organization’s growth and compliance.

Employee Benefit Administration

With our administrative platform options and consolidated business services, our skilled associates will organize and manage all your employee benefits.

Employee Benefit Administration

With our administrative platform options and consolidated business services, our skilled associates will organize and manage all your employee benefits.

HSA, FSA and HRA Administration

Summit’s knowledgeable advisors will identify and position best-in-class third party solutions to meet plan objectives. We understand the strict IRS and Federal regulations governing these plans.

COBRA Administration

COBRA benefits, mandated for organizations with 20+ employees, involve intricate time limits and strict regulations—our advisors navigate these complexities for you.

FMLA Administration​

Our advisors expertly handle FMLA compliance and education for organizations with 50+ employees, managing issues on your behalf and helping employees understand their rights.

Voluntary Benefit Administration​

Summit facilitates the administration of a wide range of voluntary benefits, including but not limited to dental, vision, life insurance, disability insurance, accident, critical illness, legal insurance, pet insurance, wellness benefit programs, retiree benefits, employee assistance programs, Sections 125 plans, flexible spending accounts, health savings accounts, travel insurance, and more.

Online Benefits Enrollment

Enhance your benefits administration with our online enrollment platform. Employees can easily enroll in and manage their benefits, providing a seamless and user-friendly experience.

Consolidated Billing

Simplify your billing process with our consolidated billing services. We streamline multiple invoices into a single, easy-to-manage statement, ensuring accuracy and efficiency.

Employee Support & Education

Our teams develop appropriate communications strategies to address employee needs, mitigate waste, and ensure employees are accessing high quality providers for the lowest net cost. We will ensure your plan meets all required regulatory components to protect the plan’s fiduciary responsibilities while advocating and protecting employees.

Advocacy

Employee Benefits are personal. Our teams and preferred engagement partners will continually advocate for the plans members and will assist them in navigating their healthcare needs. As the plans benefit consultant, we manage the plans vendors and advocate on behalf of the plan’s best interests.

Innovative Technology

Our technology helps to optimize benefits delivery and advocacy. We leverage tools to simplify enrollment and administration, while enhancing education through clear, multi-medium information. We engage employees with digital-first methods and integrate telehealth and advocacy services to make healthcare more accessible. Our solutions enhance efficiency and improve the user experience.

Regulatory Compliance (ACA, ERISA, HR, HIPAA, Medicare, FMLA, etc.)

Summit’s leadership and team are highly adept at ensuring that clients’ plans meet all regulatory requirements and that our client’s teams have the appropriate compliance resources to serve their members and to protect their business.

Summit Advantage

Discover the Advantage™

The Summit Advantage is a proven, comprehensive process designed to provide clients with security, financial confidence, and success. Our clients receive customized solutions and ongoing support to confidently pursue their future.

Ready to Talk? Let's meet.

Ready to map out a plan for the future? Our experienced team will help you take the first step.

Frequently Asked Questions

Summit will provide a consultative, unbiased, data driven, professional guidance regarding market trends, potential threats and risks that impact benefit plans, and we will strategically design benefit programs that exceed industry norms by providing comprehensive, competitive coverage, risk managed and cost-effective programs. We continuously benchmark against industry standards to ensure our programs offer competitive value, allowing our clients to attract and retain top talent.

We implement rigorous performance metrics and regular reviews with the service providers and vendors we manage to ensure they meet the highest standards of quality and reliability. This includes detailed reporting and transparent communication to keep our clients informed and in control.

We provide comprehensive compliance guidance to ensure our client’s benefits programs adhere to all relevant laws and regulations. Our teams are adept at auditing health plans, collecting and communicating all necessary compliance requirements, and providing proactive information and resources to assist our clients in navigating the complex regulatory landscape.

Employee engagement is a cornerstone of the benefit programs we design and facilitate for our clients. Engagement and understanding of the benefits and resources that our clients benevolently provide to their employees is critical to ensuring employee satisfaction and managing the program’s effectiveness and cost at the highest level. We elicit a variety of communication channels, including digital resources that guide and direct employees to the appropriate level of care and the most cost-effective care, when the care is needed, 24/7, 365 days a year.

Summit is not a legal service firm but we do coordinate appropriate legal counsel and services with our preferred partners to assist with compliance and regulatory issues related to employee benefits for our respective clients that we serve.

Yes, we provide a host of analytical reporting for our clients related to plan performance, utilization, benchmarking, self-insuring risk analysis, financial modeling, contribution modeling, underwriting analysis, and other actuarial analysis to ensure the plans we place are cost-effective, sustainable and measurable for our clients.

Yes. Summit will coordinate and provide necessary benefit program analysis and claims risk analysis associated with mergers and acquisitions and will provide expert guidance as it relates to combining benefit programs or administering multiple benefit programs for companies within a common ownership arrangement. Our teams will design a strategy that aligns with the company’s short-term and/or long-term business goals while minimizing risk, cost, and disruption for employees.

Summit facilitates the administration of a wide range of voluntary benefits, including but not limited to dental, vision, life insurance, disability insurance, accident, critical illness, legal insurance, pet insurance, wellness benefit programs, retiree benefits, employee assistance programs, Sections 125 plans, flexible spending accounts, health savings accounts, travel insurance, and more.

Summit will employ a host of enrollment solutions to meet the diverse needs of our clients. Enrollment solutions can be delivered in a variety of forms including custom benefit packets, new hire packets, digital technology solutions via online, video, or mobile technology, as well as online benefit enrollment platforms providing personalized support. We also employ benefit enrollment teams that can provide live education and enrollment sources for all benefit plan offerings.