3 Practical Ways to Strengthen Your Fiduciary Process
How consistent habits can help reduce risk and improve retirement outcomes. As a business leader, you’re doing more than “managing a retirement plan.” You’re helping your employees save for the future and offering a meaningful workplace benefit. A strong fiduciary process factors in by supporting your employees and your business. A strong 401(k) plan can help you: In real life, it rarely feels like managing risk. It feels like running a benefit that matters. When your process is clear and consistent, everything […]
Trump Accounts – A new way to invest for a child’s future. Here’s what your family should know in 2026.
Trump Accounts Are Live. Here’s What They Mean for Your Family.
A Summit Financial Group briefing | July 2026 As of July 2026, a new savings account for children is open for enrollment. It’s officially a tax-advantaged custodial investment account created under the 2025 tax law, though most people are calling it a Trump Account. If you have children or grandchildren under 18, you’ve probably already heard the […]
Fresh Look at Your 401(k) Plan
5 ERISA Fiduciary Duties Made Simple
A clear look at 5 essential plan sponsor responsibilities to support plan oversight through market turbulence and shifting headlines. Most 401(k) fiduciary decisions don’t feel risky in the moment; they feel routine. Committees aren’t questioned because of one bad decision. More often, it’s because a consistent process wasn’t clearly demonstrated. That’s why it’s smart to regularly ask, “Can we show how that decision was made?” Scrutiny continues to increase. Lawsuits alleging excessive fees are becoming more frequent […]
Retirement Plan Optimization Guide
Fiduciary Excellence Depends on These 3 Things
53% of plan sponsors don’t realize that they’re fiduciaries,1so it’s no surprise that expectations around that role aren’t always clear. Fiduciary responsibility isn’t about perfection. It’s about clarity, consistency, and a process you can stand behind. That’s exactly why many organizations rely on experienced advisors (like us) to help bring confidence to their process. Day-to-day priorities often center around running the business, supporting employees, and managing growth. The 401(k) plan is just one important piece […]
Merger and Acquisitions – Strategic and Compliance Considerations Pertaining to Qualified Retirement Plans
Retirement Savings is a Marathon
3 Creative Ways to Unlock Company Savings
Explore high-impact, low-disruption strategies to reduce costs while keeping your benefits competitive. We are often asked how companies can reduce overhead without sacrificing employee satisfaction. Did you know that your retirement plan, healthcare strategy, and employee retention initiatives may be hiding thousands of dollars in easily achievable savings? If you haven’t revisited these areas in […]
