Deferred Comp

Fixed Annuities Helping to Secure Non-Qualified Benefits.

Making key senior executives' non-qualified defined benefits certain in the face of a potential takeover bid, merger or bankruptcy is one of the comforts a group fixed annuity purchase can help create.

Such a purchase is a step beyond more traditional poison pills, sinking funds or Rabbi Trusts. These tactics may not protect non-qualified benefits because the assets in the plans are still considered corporate assets, accessible by new owners or creditors.

A group fixed annuity purchase; however, takes the strategy of issuing individual certificates to a corporation's valued executives, ensuring receipt of non-qualified benefits by those executives .