412i Plan

Are you a small business owner or professional with few or no employees?

Are you within 5 - 10 years of retirement with a need to accumulate significant retirement assets on a fully guaranteed basis? Do you want to put away more each year than the 25% of payroll / $40,000 per individual limit permitted by most qualified retirement plans?

Is yours an established business where there is a need/desire to maximize contributions and tax deductions each year until retirement to a greater extent than is possible in other qualified retirement plans?

There is a plan, approved by the IRS, that will allow you to meet these objectives: a Defined Benefit 412(i) Plan.

Defined benefit plans allow a significant accumulation of retirement assets in a short period of time. This special type of defined benefit plan, 412(i), generates the maximum deduction allowed by any plan type on a fully guaranteed basis.

Guarantees are derived from insurance and/or annuity contracts and are dependent upon the claims-paying ability of the issuing company.